Create an on-ramp order

curl --request POST \
  --url https://api.pay.flipeet.io/api/v1/public/on-ramp/initialize \
  --header 'Content-Type: application/json' \
  --header 'x-api-key: <api-key>' \
  --data '
{
  "amount": 150000,
  "asset": "usdc",
  "network": "base",
  "currency": "NGN",
  "country": "NG",
  "channel": "BANK",
  "reference": "ramp_901",
  "callback_url": "https://app.example.com/hooks/flipeet",
  "beneficiary": {
    "holder_type": "INDIVIDUAL",
    "holder_name": "Ngozi Eze",
    "wallet_address": "0x5aE1c3B0d2F4e6A8b0C2d4E6f8A0b2C4d6E89c21"
  }
}
'

const options = {
  method: 'POST',
  headers: {'x-api-key': '<api-key>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    amount: 150000,
    asset: 'usdc',
    network: 'base',
    currency: 'NGN',
    country: 'NG',
    channel: 'BANK',
    reference: 'ramp_901',
    callback_url: 'https://app.example.com/hooks/flipeet',
    beneficiary: {
      holder_type: 'INDIVIDUAL',
      holder_name: 'Ngozi Eze',
      wallet_address: '0x5aE1c3B0d2F4e6A8b0C2d4E6f8A0b2C4d6E89c21'
    }
  })
};

fetch('https://api.pay.flipeet.io/api/v1/public/on-ramp/initialize', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://api.pay.flipeet.io/api/v1/public/on-ramp/initialize"

payload = {
    "amount": 150000,
    "asset": "usdc",
    "network": "base",
    "currency": "NGN",
    "country": "NG",
    "channel": "BANK",
    "reference": "ramp_901",
    "callback_url": "https://app.example.com/hooks/flipeet",
    "beneficiary": {
        "holder_type": "INDIVIDUAL",
        "holder_name": "Ngozi Eze",
        "wallet_address": "0x5aE1c3B0d2F4e6A8b0C2d4E6f8A0b2C4d6E89c21"
    }
}
headers = {
    "x-api-key": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "message": "Successfully",
  "status": "success",
  "statusCode": 201,
  "data": {
    "success": true,
    "message": "Onramp initiated",
    "livemode": true,
    "data": {
      "reference": "ramp_901",
      "status": "AWAITING_DEPOSIT",
      "rate": 1500,
      "source": {
        "amount": 150000,
        "currency": "NGN"
      },
      "destination": {
        "amount": 99.25,
        "currency": "usdc"
      },
      "deposit": {
        "bank_name": "Providus Bank",
        "account_number": "9100482736",
        "account_name": "Flipeet / Ngozi Eze",
        "amount": 150000
      },
      "beneficiary": {
        "holder_type": "INDIVIDUAL",
        "holder_name": "Ngozi Eze",
        "wallet_address": "0x5aE1c3B0d2F4e6A8b0C2d4E6f8A0b2C4d6E89c21"
      }
    }
  }
}

{
  "message": "Amount must be a positive number",
  "status": "error",
  "statusCode": 400,
  "code": "invalid_request",
  "details": {
    "errors": [
      "Amount must be a positive number"
    ]
  },
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

{
  "message": "Invalid or inactive API key",
  "status": "error",
  "statusCode": 401,
  "code": "authentication_failed",
  "details": null,
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

{
  "message": "Reference payout_5510 already exists",
  "status": "error",
  "statusCode": 409,
  "code": "conflict",
  "details": null,
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

{
  "message": "Too many requests. Slow down and try again shortly.",
  "status": "error",
  "statusCode": 429,
  "code": "rate_limited",
  "details": null,
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

{
  "message": "Internal server error",
  "status": "error",
  "statusCode": 500,
  "code": "internal_error",
  "details": null,
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

{
  "message": "The payment partner could not complete the request",
  "status": "error",
  "statusCode": 502,
  "code": "provider_error",
  "details": null,
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

POST

api

public

on-ramp

initialize

Create an on-ramp order

curl --request POST \
  --url https://api.pay.flipeet.io/api/v1/public/on-ramp/initialize \
  --header 'Content-Type: application/json' \
  --header 'x-api-key: <api-key>' \
  --data '
{
  "amount": 150000,
  "asset": "usdc",
  "network": "base",
  "currency": "NGN",
  "country": "NG",
  "channel": "BANK",
  "reference": "ramp_901",
  "callback_url": "https://app.example.com/hooks/flipeet",
  "beneficiary": {
    "holder_type": "INDIVIDUAL",
    "holder_name": "Ngozi Eze",
    "wallet_address": "0x5aE1c3B0d2F4e6A8b0C2d4E6f8A0b2C4d6E89c21"
  }
}
'

const options = {
  method: 'POST',
  headers: {'x-api-key': '<api-key>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    amount: 150000,
    asset: 'usdc',
    network: 'base',
    currency: 'NGN',
    country: 'NG',
    channel: 'BANK',
    reference: 'ramp_901',
    callback_url: 'https://app.example.com/hooks/flipeet',
    beneficiary: {
      holder_type: 'INDIVIDUAL',
      holder_name: 'Ngozi Eze',
      wallet_address: '0x5aE1c3B0d2F4e6A8b0C2d4E6f8A0b2C4d6E89c21'
    }
  })
};

fetch('https://api.pay.flipeet.io/api/v1/public/on-ramp/initialize', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

import requests

url = "https://api.pay.flipeet.io/api/v1/public/on-ramp/initialize"

payload = {
    "amount": 150000,
    "asset": "usdc",
    "network": "base",
    "currency": "NGN",
    "country": "NG",
    "channel": "BANK",
    "reference": "ramp_901",
    "callback_url": "https://app.example.com/hooks/flipeet",
    "beneficiary": {
        "holder_type": "INDIVIDUAL",
        "holder_name": "Ngozi Eze",
        "wallet_address": "0x5aE1c3B0d2F4e6A8b0C2d4E6f8A0b2C4d6E89c21"
    }
}
headers = {
    "x-api-key": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

{
  "message": "Successfully",
  "status": "success",
  "statusCode": 201,
  "data": {
    "success": true,
    "message": "Onramp initiated",
    "livemode": true,
    "data": {
      "reference": "ramp_901",
      "status": "AWAITING_DEPOSIT",
      "rate": 1500,
      "source": {
        "amount": 150000,
        "currency": "NGN"
      },
      "destination": {
        "amount": 99.25,
        "currency": "usdc"
      },
      "deposit": {
        "bank_name": "Providus Bank",
        "account_number": "9100482736",
        "account_name": "Flipeet / Ngozi Eze",
        "amount": 150000
      },
      "beneficiary": {
        "holder_type": "INDIVIDUAL",
        "holder_name": "Ngozi Eze",
        "wallet_address": "0x5aE1c3B0d2F4e6A8b0C2d4E6f8A0b2C4d6E89c21"
      }
    }
  }
}

{
  "message": "Amount must be a positive number",
  "status": "error",
  "statusCode": 400,
  "code": "invalid_request",
  "details": {
    "errors": [
      "Amount must be a positive number"
    ]
  },
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

{
  "message": "Invalid or inactive API key",
  "status": "error",
  "statusCode": 401,
  "code": "authentication_failed",
  "details": null,
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

{
  "message": "Reference payout_5510 already exists",
  "status": "error",
  "statusCode": 409,
  "code": "conflict",
  "details": null,
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

{
  "message": "Too many requests. Slow down and try again shortly.",
  "status": "error",
  "statusCode": 429,
  "code": "rate_limited",
  "details": null,
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

{
  "message": "Internal server error",
  "status": "error",
  "statusCode": 500,
  "code": "internal_error",
  "details": null,
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

{
  "message": "The payment partner could not complete the request",
  "status": "error",
  "statusCode": 502,
  "code": "provider_error",
  "details": null,
  "requestId": "req_5f0c2a9b8d7e4c1f9a3b6d2e1c0f7a8b",
  "timestamp": "2026-11-04T10:00:00.000Z"
}

Authorizations

x-api-key

string

header

required

Your secret key. fpay_test_… keys use the sandbox; fpay_live_… keys move real money.

Body

application/json

amount

number

required

For an on-ramp, the local currency the customer pays. For an off-ramp, the stablecoin they send.

Example:

150000

asset

enum<string>

required

The stablecoin.

Available options:

usdc,

usdt,

cngn

Example:

"usdc"

network

string

required

The network the stablecoin moves on.

Example:

"base"

currency

string

required

The local currency.

Example:

"NGN"

country

string

required

The country, as an ISO code.

Example:

"NG"

beneficiary

object

required

Who receives the money: a wallet_address for an on-ramp, bank details for an off-ramp.

Show child attributes

callback_url

string

required

Where we send every status change for this order.

Example:

"https://app.example.com/hooks/flipeet"

reference

string

required

Your own ID for this order, in any format. Each one can be used once per business; sending it again returns 409. Responses and webhooks for the order carry it.

Example:

"ramp_901"

channel

string

required

How the local currency moves, such as BANK.

Example:

"BANK"

reason

string

Why the money is moving, where the country asks.

staticAddress

boolean

Reuse the same deposit details for this customer.

Response

Success

message

string

Example:

"Successfully"

status

string

Example:

"success"

statusCode

number

Example:

201

data

object

Show child attributes

Overview

Endpoints

Create an on-ramp order

Authorizations

Body

Response